We make it easy for you to get a fresh start.
We know it can feel overwhelming at times and it isn’t fair.
At Segaul Law Firm, we make it easy for you to get clear of your debts so you can go back to living your life.
We hold your hand through every step of the bankruptcy proces. With us, bankruptcy is not a bad word. It is a meaninful start to a new, better chapter in your life. It is the step needed to unburden you from the stress you currently feel so you can be happy again.
So when people ask us if we love what we do, we always say yes. Because we help people.
Call 954.424.3600 to get bankruptcy help now.
Is Bankruptcy Right For You?
The only way to know if bankruptcy is right for you is to talk to a bankruptcy lawyer who wants to help.
You need someone who is honest and ethical and wants the best for you. You will want someone who can explain the situation in plain english that you can understand. Most importantly, you will need someone you can trust.
Bankruptcy law are complex, so you need someone who can make it easy. That’s what we do. We review your unique situation and give you the best advice for you. And many times bankruptcy is not the best choice.
So for experienced advice from bankruptcy lawyers who cares only about helping their clients, give Segaul Law Firm a call.
Call 954.424.3600 to get the right advice now.
Types of Personal Bankruptcy
What is Chapter 7?
Chapter 7, also known as a “Liquidation”, may be utilized by individuals or business entities.
In a Chapter 7 proceeding, the Debtor can discharge all of his/her unsecured debts, while the secured debt remains unchanged. A Trustee is appointed to collect non-exempt or unprotected assets of the debtor’s estate, reduce them to cash, and distribute the net proceeds to creditors, subject to the Debtor’s right to retain certain “exempt” property and the rights of secured creditors. An objection to discharge may be filed by the Trustee or a creditor within 60 days following the first Meeting of Creditors.
What is Chapter 13?
Chapter 13 which is also known as “Adjustment of Debts of an Individual with Regular Income”.
The Debtor is protected from lawsuits, garnishments, and other creditor actions while the Chapter 13 plan is in effect in order to give the Debtor(s) the opportunity to resolve the financial difficulties facing the Debtor(s). Chapter 13 bankruptcy procedures are commonly used to stop repossession, foreclosures and bring home loans current, and/or to repay IRS or real estate taxes over time at interest rates usually less than those charged by the taxing authorities.
From the first moment we sat down with him our feelings and embarrassment were slowly but surely taken by his calm and serene tone of voice expressing professionalism and absolute knowledge of what he does and represent.
I felt like a failure. I was worried about everything. I received an advertisement in the mail, and it spoke to me.
John’s knowledge of the process is superb! Great staff